Banks still verify identity with document uploads, manual review queues, and one-time codes that attackers intercept.
Customer holds a state-issued credential
Presents it from their wallet
You verify it cryptographically
Instant, audit-ready decision
11pm. A new customer opens your app, shares their driver’s licence from their wallet, and is approved in eight seconds. No photo upload, no review queue, no drop-off.
Replaces/Document upload and manual review.
A customer signs in by tapping their phone. The credential is bound to the device, so a stolen password or intercepted SMS code gets an attacker nowhere.
Replaces/Passwords and SMS one-time codes.
A high-value payment needs sign-off. At the moment of approval, the bank confirms the approver actually holds that authority, not just that they are logged in.
Replaces/Assuming a logged-in user is an authorised one.
Once verified, the customer carries a reusable bank-issued credential and breezes through every future check, in your app or with a partner.
Replaces/Re-running onboarding for every interaction.
You buy the outcome. The products that deliver it and the platform that powers them stay underneath.